Wednesday, August 26, 2009

As I have been speaking with members I have found that a common misconception is that many seniors feel they have sufficient health care coverage with Medicare and their Medicare supplemental insurance. However, there are limits to the benefits paid by any Medicare supplement plan — even the more comprehensive plans like F through J. Did you know that if you suffer a catastrophic illness or injury, these limits can be reached very quickly? Could you afford to pay the medical bills if your Medicare supplement limit is met? Excess Major Medical Insurance, exclusively for ABA members, can provide valuable insurance protection against catastrophic injury or illness, including paying some benefits for eligible home health care, convalescent home care and hospice care, along with eligible prescription drug coverage. Learn more about this valuable plan, or leave any questions or comments here.

Wednesday, August 5, 2009

I have been talking to ABA members about their insurance questions for over 23 years and lately have been discussing the fact that accidents can happen anytime, anywhere. ABE-sponsored Group Accidental Death & Dismemberment Insurance Plan (ADD), exclusively for ABA members, covers our members during overseas travel and it covers them both at work and at leisure. ADD can supplement any life insurance you may have since your family can get up to $500,000 of additional benefits if you die due to a covered accident. And, I think you'll find the premiums affordable. According to the National Safety Council 2008 Injury Facts, accidents are the fifth leading cause of death for people of all ages. I encourage you to click here to learn about this important Group plan (including plan features, costs, eligibility, renewability, limitations and exclusions), exclusively for ABA members. Call me today with any questions to leave your comment here!