On October 15th the Wall Street Journal reported that for the first time since Cost-Of-Living-Adjustments were adopted in 1975, the Social Security Administration will not increase payments in 2010 for more than 50 million recipients. Read the entire article here. For Social Security Disability Recipients, that means that their monthly payments will not increase next year as they have for the last 35 years. As an ABA member, you have access to the ABE-sponsored Long-Term Disability Insurance plan, which has an optional Cost-of-Living-Adjustment which automatically adds 3% of your chosen monthly disability insurance benefit each year following your first year of total disability for up to five years. If you select this option when applying for insurance and are approved, this COLA benefit is guaranteed and can not be reversed. Learn more about this and the other features of Long-Term Disability Insurance exclusively for ABA members.