Wednesday, December 30, 2009

Holidays, Thankfulness and Resolutions

During the holiday season, our thoughts often turn to gifts, giving, gratitude and all we are thankful for. Our members continually tell us how thankful they are for the protection they receive from ABE-sponsored insurance for themselves and their families. In addition, members participating in ABE-sponsored insurance plans have an easy way to give back to the good works of the legal profession. In the rush of the holidays, we shouldn’t forget to keep ourselves and our families protected with quality, affordable insurance from trusted insurers exclusively for ABA members. As you plan your New Year’s resolutions, make a note to review your insurance protection. It is one of the most important things you can do in the New Year. After you make your annual review, give me a call at 800-621-8981 ext. 6420 to discuss your current ABE-sponsored insurance and, if your needs have changed or you currently don’t have ABE-sponsored insurance, which ABE-sponsored plans might best meet your insurance needs.

Monday, December 21, 2009

It’s Open Enrollment Time – Do you have the right benefits?

This is the time of year when many employers offer open enrollment for benefits. If your employer is changing or reducing the benefits you had in the past, you may find yourself either underinsured, or in some rare instances, uninsured. As your Personal Insurance Representative, I want to make sure you know about the ABE-sponsored coverages that can protect you, your family and your practice. If you would like to discuss your employer’s benefit changes and how you might supplement your coverage with ABE-sponsored insurance plans, please call me at 800-621-8981 ext. 6420.

Wednesday, December 9, 2009

The Importance of Insuring Children at an Early Age

An insured called me today to add her newborn baby to her ABE-sponsored Excess Major Medical insurance plan.  I congratulated her on the birth of her child and applauded her for realizing the importance of insuring children as soon as possible.  If you are currently insured with the ABE-sponsored Excess Major Medical insurance plan, your newborn is automatically insured for the first 31 days, but you must notify us in writing if you want to add them to your policy.  No underwriting is required if you notify us within 31 days of birth, and your newborn will be covered immediately. Make sure you have the peace of mind knowing that your children will have supplemental medical coverage in case of a catastrophic accident or illness as soon as possible.  Leave your comments about child insurance coverage here.  

Thursday, December 3, 2009

How Do I "ladder" My Life Insurance?

A member called the other day and mentioned his increased financial obligation as his child begins college. I offered to provide information on ABE-sponsored group 10-year level term life insurance coverage, which may compliment his existing ABE-sponsored group 20-year level term life insurance. This would afford him additional protection during this period of increased financial responsibility. This practice, called laddering - can provide increased protection during a period of time when you may need it most. Premiums remain level for the length of the term of coverage, and by laddering your coverage, you have the security of knowing you have protection for your family at an affordable cost. Whatever your current circumstance, make sure you have adequate insurance protection to help meet your family’s financial needs. Comments on laddering your life insurance? We would like to hear from you!! Just post a response to my blog.