Each year during open enrollment, changes may be made to the insurance plans offered by your firm. This year, your firm may have made changes to your Medical coverage including removing coverage limits in response to Health Care Reform. With this new change in medical, we have had many members call us to ask if they should cancel their ABE-sponsored Excess Major Medical plan. As we talk with members, we remind them of a few key features of the plan -- such as once the deductible is satisfied, the ABE-sponsored plan covers eligible expenses at 100% for seeing out-of-network physicians and going to excellence of care centers not in your network. As always, if you have questions, contact me and I’ll walk you through the features of your ABE-sponsored insurance plan.