Thursday, April 28, 2011

March Was Disability Awareness Month – Get Peace of Mind by Being Prepared


Fountain Valley, CA lawyer Betty Burnett wanted peace of mind and so she applied for, and received ABE-sponsored disability insurance coverage.  “I was young and healthy and so underwriting wasn’t a problem.”  Planning ahead is one of the easiest ways to achieve peace of mind.  Hear Betty tell her story at www.abendowment.org/Media/bburnett.asp

Thursday, April 21, 2011

March Was Disability Awareness Month – Does Your Disability Insurance Plan Cover “Own Occupation”

Disability insurance can vary from plan to plan.  One reason ABA members turn to ABE-sponsored disability income insurance is the “own occupation” definition of disability.  With this feature, you can receive benefits for up to 5 years when you are totally disabled and unable to perform your regular job or legal specialty – not just “any job”.

Definition of disability is one of the most important features of a disability income insurance plan.  Call me and I’ll tell you more, Nancy Canning at 800-621-8981 ext. 6420.

Thursday, April 14, 2011

March Was Disability Awareness Month – Be Prepared for the Unexpected

“You never know when life will strike you,” explained Boise, Idaho lawyer Tom McCabe, who is a cancer survivor.  Were it not for his ABE-sponsored Long-Term disability coverage, he and his family would have suffered “financial disaster.”  Hear Tom tell his story at www.abendowment.org/Media/tmccabe.asp.

Thursday, April 7, 2011

March Was Disability Awareness Month – What if your Income were to stop?

If you become disabled and do not have disability insurance how would you pay your bills?  Having disability insurance coverage is a cost effective way to protect your current income and lifestyle.  You may think that other plans such as Workers Compensation,  Social Security Disability or Employer-Sponsored Disability Plans will provide you with the income you need if you should become disabled and unable to work.  Keep in mind that Works Compensation claims can only be filed if you are injured on the job and Social Security Disability may provide a modest benefit but may take a long time to be approved.  In addition, your employer-sponsored disability may have a liberal definition of disability making it difficult to be eligible for payments or may not move with you if you change firms. One question you need to ask yourself is “Do I  have the right disability coverage and do I  have enough coverage?”  Call me to talk about the ABE-sponsored Disability Plans and if they are a good fit for you.  Nancy Canning at 800-621-8981 ext. 6420.